Sunday, 5 July 2015

DHFL Home Loan, Never go for Home loan from DHFL

DHFL Home Loan, Never go for Home loan from DHFL

Hi, I am writing this review to just pass my experience with all of you guys with proof, I taken home loan ( account number 1336) of amount 1122000 before 4 years ( in 2011) for 240 month tenure and after 4 year my loan status is 1106000 pending and the pending tenure is 255 months.

That means i paid around 5,77,456 interested and 20000 principle in last 4 years but still i have to pay EMI for next 21( 255 months) years...
When i ask them ( shejal rane ) for reason of the same then they responded that this is system and we cant do any changes.

Exact amount detail is as below:

Loan started/ Disbursement Date:           25/06/2011
Loan Sanctioned (`) :       1122346               
Sanctioned Period:          20 Years which is 240 months
EMI (`) :                12447
Loan paid: 4 years which is 48 months
Amount paid till date  - 5,97,456
Balance Period: 256 Months which is 21.3 years
Balance amount : 1095342
Principle paid in 4 year  :  1122346 -  1095342 = 27,004

Interest paid till date : 597456 – 27004 = 5,70,452


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